Microsoft Copilot Chat Now Included with Microsoft 365 Business Premium

Microsoft has just made a powerful move for small and medium-sized businesses: Copilot Chat is now included at no extra cost with Microsoft 365 Business Premium


🤖 What Is Copilot Chat?

Copilot Chat is Microsoft’s AI-powered assistant designed to help users work smarter, not harder. It’s a natural language chat interface that lives inside Microsoft 365, allowing users to:

  • Ask questions about their documents, emails, and data
  • Summarize meetings and Teams chats
  • Draft emails or reports
  • Get help with Excel formulas or PowerPoint slides
  • Automate repetitive tasks

Think of it as a smart, secure AI teammate that understands your work context and helps you get things done—fast.


✅ Included with Microsoft 365 Business Premium

As of 2025, Copilot Chat is automatically available to all Microsoft 365 Business Premium users with no additional licensing required. This means your team can start using AI-powered assistance right away—without the need for a Copilot add-on.

What You Get:

  • Copilot Chat in Microsoft 365 apps like Word, Excel, Outlook, and Teams
  • Web-grounded responses for up-to-date, relevant answers
  • Secure access to your organization’s data via Microsoft Graph
  • Built-in compliance and data protection aligned with Microsoft 365’s enterprise-grade security

🔐 Built for Business, Backed by Microsoft Security

Unlike consumer-grade AI tools, Copilot Chat is built on Microsoft’s secure cloud infrastructure. It respects your organization’s permissions and data boundaries, ensuring:

  • No data leakage across users or tenants
  • Full compliance with GDPR and other regulations
  • Integration with Microsoft Entra ID (formerly Azure AD) for identity protection

🧠 Real-World Use Cases for SMBs

Here’s how your team can start using Copilot Chat today:

  • Sales: Summarize customer emails, draft proposals, and prep for meetings
  • Finance: Analyze spreadsheets, generate reports, and explain trends
  • Operations: Automate routine communications and document updates
  • Leadership: Get quick insights from Teams chats, emails, and documents